Located on 5450 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. An open and comfortable floor plan makes it easy to relax, work, and entertain. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 1.702 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Located in Cumming but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 27 days on the market, this home remains a strong option in the area. At $915,000, this home is well positioned for buyers seeking value in Cumming.