Located on 10 Elm Street in Covington, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.16 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. The location provides quick access to Covington amenities while offering the flexibility of living outside a subdivision with no required HOA. With roughly 8 days on the market, this property stands out for condition and location. At $119,999, this home is well positioned for buyers seeking value in Covington.