Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Inside, the home offers 1,786 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor space includes approximately 5.12 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available, offering convenience for residents and guests. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 69 days, this property combines space, style, and value. At $449,500, this home is well positioned for buyers seeking value in Monticello.