Located on 436 West Washington Street in Monticello, this 2-BR, 1-BA home is not part of a subdivision and comes without mandatory HOA fees. From the first step inside, the flow of this home feels both practical and welcoming. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. The outdoor space includes approximately 0.25 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. On the market for about 11 days, this home offers an excellent opportunity in Monticello. Currently offered at $289,000, this home delivers a strong combination of space, condition, and location.